A smart loan for people with no credit history (yet) | Shivani Siroya

Trust: How do you earn it? Banks use credit scores to determine if you're trustworthy, but there are about 2.5 billion people around the world who don't have one to begin with -- and who can't get a loan to start a business, buy a home or otherwise improve their lives. Hear how TED Fellow Shivani Siroya is unlocking untapped purchasing power in the developing world with InVenture, a start-up that uses mobile data to create a financial identity. "With something as simple as a credit score," says Siroya, "we're giving people the power to build their own futures."

Richardson’s 2016 Sales Challenges Study Highlights Issues in Conveying Value and Understanding Client Motivations

Richardson’s 2016 Sales Challenges Study Highlights Issues in Conveying Value and Understanding Client Motivations
By Meghan Steiner
There is never a bad time for sales teams to take a good, hard look at their current processes and evaluate where they are running into issues. By identifying commonly occurring challenges during the different phases of the sales process, teams of all sizes can work toward refining their approach and mitigating the impact of those hurdles.

Negotiating for Continuous Improvement: Report Negotiation Results Internally

To further improve negotiations, a company could publish an internal negotiation newsletter that can be distributed through a secure company intranet. Each month, the person overseeing the newsletter could choose a negotiation involving someone within the company.
The post Negotiating for Continuous Improvement: Report Negotiation Results Internally appeared first on PON - Program on Negotiation at Harvard Law School.

It’s not the company. It’s the people in the company. It’s you.

It’s not the company. It’s the people in the company. It’s you.
When you walk into someone’s place of business to shop or buy something, what are you expecting? 
Most people (you included and me included) expect someone friendly, someone helpful when you need them, to be served in a timely manner, to be given fair value, to be presented with a quality product, to make the process quick and easy, and to be thanked whether you give them the business or not.
Then the question is: What do you get? 

Hunting for dinosaurs showed me our place in the universe | Kenneth Lacovara

What happens when you discover a dinosaur? Paleontologist Kenneth Lacovara details his unearthing of Dreadnoughtus -- a 77-million-year-old sauropod that was as tall as a house and as heavy as a jumbo jet -- and considers how amazingly improbable it is that a tiny mammal living in the cracks of the dinosaur world could evolve into a sentient being capable of understanding these magnificent creatures. Join him in a celebration of the Earth's geological history and contemplate our place in deep time.

Email Marketing: 6 steps to re-engaging subscribers and cleaning your list database

List hygiene should be a part of any email marketing strategy, but it’s also one of the most dreaded parts. Read on to learn how to re-engage inactive subscribers and clean your email list to improve campaign performance in six steps.

Is it Time For Your Sales Team To Pick Up The Phone?

Is it Time For Your Sales Team To Pick Up The Phone?
Busyness is the enemy of relationships. And I am seeing an increasing trend in salespeople sending emails and texts to customers, often on a topic that could and should be covered with a 10-or 15-minute phone call.  Salespeople are confusing contacting a customer with connecting with a customer.  They forget that being efficient doesn’t always translate to being effective. 

For Paris Climate Accord, April 22 Marks Moment of Truth

During the process of hammering out a complex international negotiation, getting to the finish line—a final agreement—can seem like the hardest part. But negotiators often come to realize that implementing that agreement can impose even greater challenges and require deeper reservoirs of diplomatic skill.
Take the global climate change agreement reached in Paris in December 2015.
The post For Paris Climate Accord, April 22 Marks Moment of Truth appeared first on PON - Program on Negotiation at Harvard Law School.

A taboo-free way to talk about periods | Aditi Gupta

It's true: talking about menstruation makes many people uncomfortable. And that taboo has consequences: in India, three out of every 10 girls don't even know what menstruation is at the time of their first period, and restrictive customs related to periods inflict psychological damage on young girls. Growing up with this taboo herself, Aditi Gupta knew she wanted to help girls, parents and teachers talk about periods comfortably and without shame. She shares how she did it.

Pages